HEALTH

Insurance

Turn operational complexity into a competitive edge – using AI to automate workflows, speed up decisions, and deliver smarter, faster experiences across underwriting, claims, and customer engagement.

AI Workflow Automation

AI-powered automation streamlines core insurance processes such as underwriting, claims, policy servicing, and renewals by eliminating manual tasks and handoffs. Insurers achieve faster turnaround times, lower operating costs, and built-in compliance across systems.

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AI Agents & Agentic AI Solutions

Custom AI agents act as digital insurance associates - handling FNOL intake, document review, risk assessment support, and claim triage autonomously. Agentic AI coordinates multiple agents to manage end-to-end workflows, improving accuracy, scalability, and operational resilience.

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Conversational AI for Customer & Agent Experience

Conversational AI enables 24/7 self-service for policyholders and agents across chat and voice channels. It modernizes customer engagement, reduces call center load, and delivers consistent, personalized interactions throughout the policy lifecycle.

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About Us

Transforming Insurance Operations with Intelligent AI Automation


Overwhelmed by complex insurance processes? CloudTern simplifies them with intelligent AI automation.

CloudTern empowers insurance carriers, MGAs, and brokers with AI-powered workflow automation that streamlines underwriting, claims processing, policy servicing, and compliance. Intelligent AI agents automate repetitive tasks, reduce manual errors, and accelerate decision-making across the insurance lifecycle.

Transform claims operations with Intelligent Claims Automation. AI driven FNOL intake, document extraction, triage, and fraud flagging reduce cycle times while improving accuracy and customer satisfaction. Accelerate risk evaluation with AI Assisted Underwriting. Automated submission intake, risk scoring, and referral workflows help underwriters make faster, more consistent decisions while maintaining regulatory compliance.

Enable autonomy with Agentic AI for Insurance Operations. Coordinated AI agents manage end-to-end workflows; from claims adjudication to renewals, adapting in real time to new data, exceptions, and compliance requirements.

CloudTern combines deep insurance domain expertise with advanced AI and workflow automation to help insurers operate faster, smarter, and with confidence in a rapidly evolving market.

Let’s work together

Let’s build intelligent insurance solutions together. Turning your vision into measurable impact with AI that delivers real business outcomes.

About Us

What We Offer

Agentic AI

End-to-End Claims Orchestration
Autonomous Underwriting Decision Engine
Dynamic Risk & Pricing Adjustment
Multi-Agent Compliance Monitoring
Intelligent Renewal & Retention Orchestration

AI Workflow Automation

Claims Intake & Processing Automation
Underwriting Workflow Automation
Policy Issuance & Endorsement Automation
Compliance & Audit Automation
Billing & Reconciliation Automation

AI Agents Development

Underwriting Assistant Agent
Claims Triage Agent
Policy Servicing Agent
Fraud Detection & Investigation Agent
Broker Support Agent

Conversational AI

FNOL Conversational Assistant
Policy & Coverage Inquiry Bot
Claims Status & Notifications Bot
Quote & Renewal Assistant
Contact Center Virtual Agent

Previous Projects

Our Case Studies

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Insurance

 

Insurance workflows,

reimagined by AI.


Explore PolisiQ


Request a demo

PolisiQ automates the entire insurance workflow — from submission intake and underwriting to claims processing and broker communication — so your teams make faster, smarter decisions with less effort.

IC
MG
BR
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Trusted by insurers, MGAs & brokers across the US

PolisiQ — Live Pipeline
Live
Underwriting
Claims

Submission intake


AI extraction

Completeness check

Risk scoring
Broker follow-up

Bind / refer
75%
Faster processing
98%
Extraction accuracy
0
Missed follow-ups

Deploy in weeks, not months

End-to-end — not just document extraction

Broker email communication built in

Covers underwriting & claims

Full audit trail & compliance

We are proud to share our expertise across the globe

Transform the way your business operates with AI Workflow Automation, AI Agents, and Agentic AI.

In today’s fast-paced market, manual workflows and disconnected systems slow growth. AI workflow automation replaces repetitive, time-consuming tasks with intelligent, streamlined processes that work across teams and tools. AI agents act like skilled digital team members – communicating, reasoning, and taking action in real time to manage operations, engage customers, and solve problems.

Powered by Agentic AI, these systems go beyond basic automation. They plan, learn, and adapt to changing conditions, operating autonomously to achieve strategic goals. The result? Higher productivity, faster execution, better customer experiences, and measurable ROI – 24/7, without the limits of traditional workflows.

Stay ahead of the competition
by deploying AI that doesn’t just automate work – it transforms it.

AI for Insurance

Fast-Track Claims, Powered by AI Intelligence

Automate claims review, slash administrative bottlenecks, and deliver faster, smarter decisions—with audited accuracy and seamless workflow integration.

AI for Insurance

AI for E-commerce

Increased Customer Engagement 

AI chatbots and contact center solutions enhance eCommerce by delivering instant support and personalized experiences, increasing customer satisfaction and sales through data-driven insights.

AI for E-Commerce

AI for Healthcare

Optimized Patient Care

AI improves healthcare with real-time monitoring for timely interventions and predictive diagnostics for early detection and personalized treatments.

AI for Customer Support

Business Operational Efficiency 

AI customer support boosts satisfaction with intelligent chat responses, a memory-enabled support agent for personalization, and synthetic testing data.

AI for Customer Support

AI for Travel

Automates the Itineraries

Streamlines planning with an AI-powered agent that provides real-time updates, secure searches, and personalized recommendations, saving time and enhancing the user experience.

AI for travel

featured Projects

Our Case Studies

Upgrading Customer Interactions: Chatbots from Legacy to AI

AI Digital Service Provider

The Power of Vector Databases: Image Management in Healthcare

Digital Service Provider Generative AI

AI Power Search for Enterprise Documents

AI AWS Generative AI

Our Blog

Reinventing Insurance Underwriting with Agentic Automation Powered by CloudTern & UiPath

Reinventing Insurance Underwriting with Agentic Automation Powered by CloudTern & UiPath

The insurance industry is undergoing its most significant transformation in decades. Rising customer expectations,…Read More
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ChatGPT Apps: Travel Booking MVP Using the ChatGPT Apps SDK—A Real Breakthrough in Enterprise AI Delivery

ChatGPT Apps: Travel Booking MVP Using the ChatGPT Apps SDK – A Real Breakthrough in Enterprise AI Delivery

Build intelligent travel-booking experiences faster with the ChatGPT Apps SDK, combining reasoning, retrieval, and…Read More
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AI Workflow Automation

Top 10 AI Workflow Automation Platforms in 2025

Discover the top AI workflow automation platforms, categorized for small businesses, mid-sized companies, and large…Read More
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Boost profitability through AI-driven personalized digital experiences that captivate customers!

+1 (945) 216-6923

info@cloudtern.com


Get in touch